Dalton Steiner
Dalton Steiner
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A time for growth

They say life begins at 40 these peak earning years offer a valuable opportunity to enjoy the rewards of your hard work while also boosting your savings and making the most of your investments.

Enjoy the fruits of your labour

Your 40s and early 50s can bring plenty of opportunities to enjoy what you’ve earned as your career continues to develop. If you have children, you may be juggling their financial needs alongside your own, while also exploring investment options to help grow and protect your wealth.

A maturing family

Children are becoming a little less dependent – though maybe not financially just yet. This stage in life offers plenty of chances to consider all your financial needs.

Peak earning and dual incomes

Dual incomes and peak earnings during your 40s and early 50s provide a chance to reflect on what you have – by spending what you’ve earned and investing for the future.

Reducing mortgage debt

You’re likely to enjoy lower mortgage repayments in your 40s and early 50s, leaving you with the financial flexibility to explore investment opportunities.

Travel and leisure spending

You’re likely to be enjoying spending time with your family on holidays and social activities together. Your home may also benefit from extra spending, as your family’s needs evolve.

Latest Insights

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Free financial resources to help you

Our experts have put together a range of free resources to help you learn how to accumulate wealth in your 30s and beyond.

Navigating the challenges of personal wealth

In times of economic instability, your personal wealth can provide as many challenges as it does rewards. Explore our range of free guides revealing common UK attitudes, worries and aspirations around growing and preserving wealth for the future.

Do your pensions research

There’s a lot to think about with pensions and the tax reliefs that are available to you. That’s why we put together a comprehensive Guide to Pensions & Retirement, with top tips from personal finance experts. Download the guide today and find out:

How pension tax relief works
Ways to contribute
UK pension limits
The differences between a pension and an ISA

Calculate how much you’ll need to retire

When it comes to planning your retirement, you can’t afford to leave anything to chance. Use our pension contribution calculator to understand how much money you’re likely to have for your retirement. You’ll learn:

An estimate of your total pension fund
Any shortfall (money you’ll need to reach your desired amount)
Your withdrawal breakdown over time

How can we help you create a secure financial future?

Sometimes all you need to get your financial goals on track is a step in a right direction. Our range of services and accounts can help you grow wealth in your 40s and 50s.

I would like ongoing support from a dedicated financial planner

A carefully designed and personalised financial plan can give you the freedom to do even more of the things you want to do and maybe even things you never thought possible.

We'll create a simple financial plan that matches your individual needs and objectives.
We can help you become more tax-efficient with your savings with our range of tax planning tools and techniques.
Professional expertise on hand to organise your investments to ensure you are comfortable with your financial decisions.

Self-Invested Personal Pension

Often the most tax-efficient way to save for your retirement is with a pension

You can shelter up to €60,000 each tax year, depending on earnings.
No capital gains tax on profits.
No tax on dividends from shares or the income earned on bonds
Additional tax relief on your contributions.
A SIPP is in your name only.
Great for saving for your retirement but you won’t be able to access your money until you’re at least 55.

Investment Services

We provide a wide range of investment services suited to your different needs, offering flexibility and choice so you can be involved as much or as little as you like with your investments.

We offer several professionally managed investment services, from Bespoke Discretionary to Advisory Dealing
We offer a number of do-it-yourself investing options, whether you prefer to manage this online or over the phone.

Request a call back

Contact us today to discuss how Dalton Steiner can help you.

+41 22 508 30 25 (Open Mon-Fri, 9am-5pm)

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